Features & Eligibility

Covers residential buildings, commercial properties, factories, offices, shops, warehouses, and industrial units against fire-related risks.
Available for individuals, businesses, MSMEs, and large enterprises.

Coverage Benefits

Protects against:

• Fire, lightning, explosion, and implosion

• Natural calamities such as storm, cyclone, flood, earthquake, and inundation

• Riots, strikes, malicious damage, and impact damage

• Damage due to bursting or overflowing of water tanks, pipes, and apparatus

Optional extensions include:

• Terrorism cover

• Loss of rent / business interruption

• Electrical short-circuit cover

• Spontaneous combustion (for specific risks)

Claims & Repair Support

Quick and transparent claim settlement supported by United India’s nationwide surveyor and service network.

Other Highlights

• Trusted PSU insurer with decades of claim-handling expertise

• Flexible sum insured options based on property value

• Customizable policies for homes, offices, and industries

• Suitable for loan-linked insurance requirements

• Competitive premiums with reliable coverage